The Local Choice
How can we help you today?
Buying a home
Buying a home is a big step, but it doesn't have to be painful-especially if you have a team that can help you through the process.
How much home can you afford?
Take the first step and get prequalified.
Call a TRB Mortgage Loan Officer
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FIXED-RATE MORTGAGE
Our most popular mortgage. A fixed-rate mortgage provides the security of an interest rate that remains the same throughout the life of the loan. This allows you to plan a budget based on consistent principal and interest payments. We offer a full range of fixed-rate mortgage loans with a variety of terms.
ADJUSTABLE-RATE MORTGAGE
An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven, or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities. Depending on market conitions, your adjustable rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.
AFFORDABLE HOUSING LOANS & RURAL DEVELOPMENT
Take advantage of government loans with the lowest possible down payment. We offer the best rates and terms available on FHA, VA, and Rural Development loans. With the lowest down payment available, these government insured and guaranteed mortgages are ideal for the first-time home buyer.
Find a Mortgage that Fits
We have a wide variety of loan options to fit your financial situation. Your mortgage loan officer will work with you to determine what's right for you, including:
- Fixed and Adjustable Rate Loans
- Federal Housing Administration (FHA) Loans
- Veteran's Affairs (VA) Loans
- Rural Development Loans
- TRB Affordable Home Loan
- Down Payment Assistance
Competitive Rates
We offer industry-leading competitive rates that fit a variety of financing needs. Whether you are buying your first home, a vacation home or refinancing your current home, we'll make sure you get what you need in a home loan.